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BB Finance is always there for you

BB Finance is always there for you

BB Finance is always there
for you

BB Finance OÜ operates in the Estonian market offering short-term loans to a diverse range of customers.

122 000+

Registered Customers

367 000+

Loans Issued

17 years

of Experience

4.4 points

Customer Satisfaction (5p scale)

Our Brands

BBF provides consumer loans in Estonia under two brands.

The Raha24 brand was founded in the year 2006. It has established a reputable standing within the consumer finance sector.

HyBa was established as a more new-age dynamic lending brand in 2020.

raha24 logo
Hyba logo

About Us

Our organization was established in 2006. Since then the company has experienced substantial growth while still owned and managed by the original founders.

Our mission is to run a fast-growing innovative and tech-driven company that is financially prudent and responsible by all means.

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As part of our long-term business plan, our strategic goal is to establish ourselves as the preferred partner for consumer financing solutions amongst private individuals in Estonia.

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Responsible lending is at the heart of the company. The company operates under the laws of the Republic of Estonia and is under the supervision of Estonian Financial Supervision and Resolution Authority. 

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Team of

We have 18 employees. Our relatively small team is very efficient and has key specialists in the field. Key functions: Credit Analysis, IT Reporting, Marketing, Client Support, Legal and Compliance, AML.

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The Company focuses on user experience and a fast and convenient service. Usage of technology in every aspect of our business allows us to analyse and make better decisions, report, grow and achieve efficiency.

Our Team

We aim to go big and stay strong. Modern technology and high-end IT solutions allow us to grow fast and consistently.

Our professional team is supported by great company culture and values. We are always looking for new business opportunities and bright people to join our story.

Here you can meet our key people.

Responsible lending is at the heart of the company

BB Finance adheres to the rules in all its marketing activities and abides by fair market practices.

Join us

Join us

We endeavour to be a great workplace for people thriving for excellence in the world of fin-tech, and the best choice for customers who need to finance expenditure through short-term loans. During our journey we have grown both market-wise and client-wise.

Key benefits for employees:

  • 10 extra days off per year, while retaining full salary and regular holidays.
  • Use of a massage chair in a private room, and a weekly appointment on site with a massage therapist.
  • Ergonomically-designed office in the city centre with parking facilities.
  • Healthy and tasty snacks, drinks and weekly team lunches paid for by the company.
  • We support our employees in their chosen form of collective entertainment and their professional development, both in the form of training courses as well as longer educational pursuits.
  • We support physical health and wellbeing: sports compensation through Stebby, reimbursements for glasses, periodic Ecosh vitamin supplements, etc.
  • A salary that’s above the industry average.
  • Gifts for important personal events (birth of a child, birthday, work anniversaries, etc.).
  • Great flexibility in terms of working hours, location, ways of working, work equipment, and often freedom in setting priorities for work.
  • A personal approach based on the needs of employees. Ongoing contribution from the employer to ensure the personal wellbeing of our employees.
  • An enjoyable working environment. We appreciate good humour, we are well-meaning and supportive of one other, we share professional know-how and we treat all our colleagues as equals – irrespective of title.
  • Exciting work and plenty of development opportunities – with us, you can stretch the limits of your responsibility and professionalism as far as you deem necessary for your self-development. We give you all the necessary tools and freedom to spread your wings.
Join us