(Founder and CEO)
Martin was a serial entrepreneur already before finishing high school and founding BBF – to name a few, he started small enterprises and took challenges within providing cable internet in apartment buildings to selling module buildings and jukeboxes. From 2006 on he has executed the fast and organic growth of BBF and he’s definitely not done yet. It always feels for him like the journey has just begun.
(Founder and COO)
Urmo studied mechanics at first and then economics in Tallinn Technical University. He has extensive experience in project management ranging from start-ups to real estate. A few years back he also founded a successful printing house. After landing on the idea of establishing BBF in 2006, he has been leading the everyday operations and business development in BBF.
(Chief Legal Officer and Head of Debt Collection Department)
Kermo has worked in several Estonian banks as the Head of Legal Department and Lawyer altogether 15 years. Although he is a strong legal executive and stands for minimizing companies legal and regulatory risks, within the company he is mostly known by his priceless sense of humor and enthusiastic personality. Together with Kermo we feel that we have the pleiad of lawyers in one person as the knowledge he has from financial sector are so thorough as it feels he keeps The Book of Law under the pillow to memorize it. Kermo is a valuable member of the team since March 2021.
(Chief Customer Officer and Head of Loan and Payments Department)
Aljona completed her studies in Health Care, but later branched in other fields including law, data protection, project management and loan management. Some of Aljona‘s greatest attributes are her incredible intelligence along with dedication and ability to focus on company’s consistent development and growth. She is the reason BBF’s loan and payment processes run with ease. Aljona has been with us since 2008.
(Chief Human Resources Officer)
Maarika has been responsible for careful selection of such a strong team. She has a true talent in solving issues while maintaining healthy relations within the working group. The success and productivity of BBF are a credit to her pleasant and professional working nature. Maarika’s knowledge within HR have consistently been bringing in new and innovative talent and ways of building the best workplace ever. Maarika has been a vital part of our team since 2012.
(Chief Financial Officer)
Monike is an Excel-sheet-queen that no company can survive without. She’s our conscience and insider in finances. Staying true to her skills and expertise in accounting - she’s precise, conscientious and her ultimate goal is the companies’ growing profit. Her aim is automatization and improvement of processes and overall quality of the work. Monike joined us in 2015.
(Chief Information Officer)
Martin studied IT in Tartu University and later in TalTech. His previous experiences range from working on Bigbank’s web solutions to providing IT services for many other companies. In BBF Martin started as an IT analyst, but was soon promoted to the Head of IT department. His thrive to create modern and innovative solutions is what makes him the perfect IT guru of BBF.